.af-hero { display: grid; grid-template-columns: minmax(0, 1.15fr) minmax(0, .85fr); gap: clamp(40px, 6vw, 96px); align-items: center;
  padding: clamp(64px, 9vw, 128px) 0 clamp(32px, 4vw, 56px); }
.af-hero-copy { display: grid; gap: 22px; justify-items: start; }
.af-hero-copy .eyebrow { margin-bottom: 0; }
.af-hero h1 { font-size: clamp(40px, 3vw + 18px, 62px); text-wrap: balance; }
.af-hero .lead { max-width: 42ch; }
.af-actions { display: flex; flex-wrap: wrap; align-items: center; gap: 16px 28px; margin-top: 8px; }
.af-free { font-size: 14px; color: var(--muted); }

.af-vis-wrap { perspective: 1400px; min-width: 0; }
.af-vis { margin: 0; transform: rotateX(var(--rx, 0deg)) rotateY(var(--ry, 0deg)); transition: transform .6s var(--ease); }
.af-card { display: grid; gap: 18px; padding: clamp(22px, 3vw, 34px); border: 1px solid var(--hair); border-radius: var(--r); background: var(--card); box-shadow: var(--shadow-lg); }
.af-card-top { display: flex; align-items: center; justify-content: space-between; gap: 12px; flex-wrap: wrap; }
.af-card-lab { font-size: 13px; font-weight: 600; color: var(--muted); }
.af-url { padding: 7px 14px; border-radius: 999px; background: var(--baby-2); color: var(--accent-ink); font: 600 13px/1.2 ui-monospace, SFMono-Regular, Menlo, monospace; max-width: 100%; overflow: hidden; text-overflow: ellipsis; white-space: nowrap; }
.af-rate { display: flex; align-items: baseline; gap: 12px; padding-top: 6px; border-top: 1px solid var(--hair); }
.af-rate b { font-family: var(--display); font-size: clamp(56px, 6vw, 84px); font-weight: 600; letter-spacing: -.05em; line-height: 1; }
.af-rate span { font-size: 17px; font-weight: 600; color: var(--accent); }
.af-card-plan { font-size: 14px; color: var(--muted); margin-top: -8px; }
.af-months { list-style: none; margin: 0; padding: 0; display: grid; gap: 10px; }
.af-months li { display: grid; grid-template-columns: 74px 1fr auto; align-items: center; gap: 14px; font-size: 14px; }
.af-m { color: var(--muted); font-weight: 500; }
.af-bar { position: relative; display: block; height: 8px; border-radius: 999px; background: var(--baby-3); overflow: hidden; }
.af-bar > i { position: absolute; inset: 0 auto 0 0; width: 100%; border-radius: inherit; background: linear-gradient(90deg, var(--baby-deep), var(--accent)); transform-origin: left; }
.af-st { padding: 4px 10px; border-radius: 999px; font-size: 12px; font-weight: 600; white-space: nowrap; }
.af-st-paid { background: var(--ink); color: var(--on-ink); }
.af-st-ok { background: var(--baby-2); color: var(--accent-ink); }
.af-st-wait { border: 1px solid var(--hair); color: var(--muted); }
.af-months li:last-child .af-bar > i { opacity: .45; }
.motion .af-vis-wrap .af-bar > i { transform: scaleX(0); transition: transform 1.1s var(--ease); }
.motion .af-vis-wrap.in .af-bar > i { transform: scaleX(1); }
.motion .af-vis-wrap.in li:nth-child(2) .af-bar > i { transition-delay: .25s; }
.motion .af-vis-wrap.in li:nth-child(3) .af-bar > i { transition-delay: .5s; }

.af-values { padding: clamp(24px, 4vw, 48px) 0 0; }
.af-vals { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 0; border-top: 1px solid var(--hair); border-bottom: 1px solid var(--hair); }
.af-vals li { display: grid; gap: 8px; align-content: start; padding: clamp(24px, 3vw, 40px) clamp(16px, 2.4vw, 32px); }
.af-vals li + li { border-left: 1px solid var(--hair); }
.af-vals b { font-family: var(--display); font-size: clamp(30px, 3vw, 44px); font-weight: 600; letter-spacing: -.035em; line-height: 1.05; }
.af-vals span { color: var(--muted); max-width: 30ch; }
.motion .af-vals li:nth-child(2) { transition-delay: .1s; } .motion .af-vals li:nth-child(3) { transition-delay: .2s; }

.af-how { padding: var(--sec) 0 0; display: grid; gap: clamp(36px, 5vw, 64px); }
.af-how-head .eyebrow { margin-bottom: 18px; }
.af-steps { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: clamp(16px, 2vw, 28px); }
.af-steps li { display: grid; gap: 12px; align-content: start; padding: clamp(22px, 2.4vw, 30px); border-radius: var(--r); background: var(--paper); }
.af-n { display: grid; place-items: center; width: 44px; height: 44px; border-radius: 50%; background: var(--ink); color: var(--on-ink); font: 600 14px/1 var(--display); margin-bottom: 6px; }
.af-steps h3 { font-size: clamp(21px, 1.8vw, 25px); }
.af-steps p { color: var(--muted); font-size: 16px; }
.motion .af-steps li:nth-child(2) { transition-delay: .08s; } .motion .af-steps li:nth-child(3) { transition-delay: .16s; } .motion .af-steps li:nth-child(4) { transition-delay: .24s; }

.af-two { padding: clamp(72px, 9vw, 120px) 0 0; }
.af-two-card { display: grid; gap: 22px; padding: clamp(26px, 4vw, 48px); border: 1px solid var(--hair); border-radius: var(--r); }
.af-two-head .eyebrow { margin-bottom: 10px; }
.af-two-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 14px; }
.af-prog { display: grid; gap: 6px; padding: 20px 22px; border-radius: var(--r-s); border: 1px solid var(--hair); }
.af-prog h3 { font-size: 19px; letter-spacing: -.015em; }
.af-prog p { color: var(--muted); font-size: 16px; }
.af-prog-on { background: var(--baby-3); border-color: var(--baby-deep); }
.af-two-cross { font-weight: 500; }
.af-two-both { margin-top: -8px; }

.af-apply { padding: clamp(72px, 9vw, 120px) 0 var(--sec); scroll-margin-top: 40px; }
.af-apply-card { display: grid; grid-template-columns: minmax(0, .9fr) minmax(0, 1.1fr); gap: clamp(32px, 5vw, 72px); padding: clamp(28px, 5vw, 60px);
  border: 1px solid var(--hair); border-radius: calc(var(--r) + 6px); background: var(--card); box-shadow: var(--shadow); align-items: start; }
.af-apply-main { display: grid; gap: 18px; justify-items: start; }
.af-apply-main .eyebrow { margin-bottom: 0; }
.af-apply-main .display { font-size: clamp(32px, 2.4vw + 14px, 48px); }
.af-apply-main .lead { max-width: 36ch; }
.af-safe { max-width: 48ch; line-height: 1.5; color: var(--muted); }
.af-safe a, .af-closed a { color: var(--ink); text-decoration: underline; text-decoration-color: var(--baby-deep); text-underline-offset: 3px; }
.af-closed, .af-done { display: grid; gap: 12px; align-content: center; padding: clamp(24px, 3vw, 36px); border-radius: var(--r); background: var(--baby-3); border: 1px solid var(--hair); min-height: 220px; }
.af-closed h3, .af-done h3 { font-size: clamp(22px, 2vw, 28px); }
.af-closed p, .af-done p { color: var(--muted); }
.af-done .check { width: 40px; height: 40px; border-radius: 50%; background: var(--accent); position: relative; }
.af-done .check::after { content: ""; position: absolute; left: 14px; top: 9px; width: 9px; height: 17px; border: solid var(--on-ink); border-width: 0 2.5px 2.5px 0; transform: rotate(45deg); }

.af-form { display: grid; gap: 16px; }
.af-two-col { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px; }
.af-field { display: grid; gap: 8px; font-size: 14px; font-weight: 500; min-width: 0; margin: 0; padding: 0; border: 0; }
.af-field legend { padding: 0; margin-bottom: 8px; }
.af-field input, .af-field select, .af-field textarea { width: 100%; padding: 13px 14px; border: 1px solid var(--hair); border-radius: 12px; background: var(--card); color: var(--ink); font-size: 16px; font-weight: 400; transition: border-color .2s, box-shadow .2s; }
.af-field select { appearance: none; padding-right: 36px; background-image: linear-gradient(45deg, transparent 50%, var(--muted) 50%), linear-gradient(135deg, var(--muted) 50%, transparent 50%);
  background-position: calc(100% - 20px) 55%, calc(100% - 15px) 55%; background-size: 5px 5px; background-repeat: no-repeat; }
.af-field textarea { resize: vertical; min-height: 92px; line-height: 1.5; }
.af-field input:focus, .af-field select:focus, .af-field textarea:focus { outline: none; border-color: var(--accent); box-shadow: 0 0 0 4px var(--baby-2); }
.af-field .bad, .af-methods.bad .af-chip { border-color: #d0433f; }
.af-err { font-style: normal; font-size: 13px; font-weight: 400; color: #c0342f; }
.af-chips { display: flex; flex-wrap: wrap; gap: 8px; }
.af-chip { position: relative; display: inline-flex; align-items: center; gap: 8px; padding: 9px 14px; border: 1px solid var(--hair); border-radius: 999px; font-size: 14px; font-weight: 500; cursor: pointer; transition: background .2s, border-color .2s; }
.af-chip input { width: 16px; height: 16px; margin: 0; accent-color: var(--accent); }
.af-chip:has(input:checked) { background: var(--baby-3); border-color: var(--baby-deep); }
.af-chip:has(input:focus-visible) { outline: 3px solid var(--accent); outline-offset: 2px; }
.af-form .btn { justify-self: start; margin-top: 4px; }

.af-faq { padding-top: 0; }
.af-end-b { color: var(--muted); margin-top: -14px; }

@media (max-width: 1024px) {
  .af-hero { grid-template-columns: 1fr; padding-top: clamp(48px, 8vw, 88px); }
  .af-hero-copy { justify-items: center; text-align: center; }
  .af-hero .lead { margin-inline: auto; }
  .af-actions { justify-content: center; }
  .af-vis-wrap { max-width: 520px; width: 100%; justify-self: center; }
  .af-steps { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .af-apply-card { grid-template-columns: 1fr; }
}
@media (max-width: 640px) {
  .af-hero, .closing .wrap { grid-template-columns: minmax(0, 1fr); }
  .af-hero h1 { font-size: clamp(38px, 11vw, 54px); }
  .af-actions { flex-direction: column; gap: 18px; width: 100%; }
  .af-actions .btn, .closing .btn { width: 100%; white-space: normal; text-align: center; }
  .af-months li { grid-template-columns: 62px 1fr auto; gap: 10px; }
  .af-vals { grid-template-columns: 1fr; }
  .af-vals li + li { border-left: 0; border-top: 1px solid var(--hair); }
  .af-vals li { padding: 22px 4px; }
  .af-steps { grid-template-columns: 1fr; }
  .af-steps li { grid-template-columns: 40px 1fr; column-gap: 16px; row-gap: 4px; padding: 18px 20px; }
  .af-steps .af-n { grid-row: span 2; width: 40px; height: 40px; font-size: 13px; margin-bottom: 0; }
  .af-two-grid, .af-two-col { grid-template-columns: 1fr; }
  .af-apply-card { padding: 0; border: 0; border-radius: 0; background: none; box-shadow: none; }
  .af-form .btn { width: 100%; justify-self: stretch; }
  .af-end-b { margin-top: -10px; padding-inline: var(--gutter); }
}